international insurance advisors.com

Our Policy

Online Insurance Brokers ("OIB") understands the importance of safe guarding your confidential information in our website. For that reason we want you to know and understand what information we ask from you and how we use it.

In order to register and visit our website, OIB requires from the users only to submit certain personal information. OIB does not share or sell any of that information. Your personal information such as name, address, telephone number, age, email address, income is secure with us and we only use it provide you with more detailed information about the products and services of your interest. We maintain physical, electronic, and procedural safeguards that meet reasonable standards to comply with privacy regulations.

In the event that you require quotes of the products that we represent, your petition will be answer by an insurance agent who represents the insurance company of your interest. The insurance agents can or cannot be employees of those insurance companies. OIB, through its agents and employees will be allowed to contact the users of our website who have required information about our products and services.

OIB can only share your personal information when the law allows or requires it and only to the following persons:

The insurance company from which you are applying for an insurance policy. 
Affiliated or nonaffiliated companies in the extent permitted by law, such as advertising or management companies who service OIB. We required from such companies to comply with high privacy standards. 
Nonaffiliated persons when required by law, in order to prevent fraud, comply with a government agency or respond to lawsuits. 
Links to Third Parties Websites

Tusegurointernacional.com may provide its users with links to third parties websites. In the event that you decide to access those websites, OIB WILL NOT BE HOLD LIABLE FOR THE CONTENT, ACTIONS OR POLICIES (OR LACK THEREOF) OF SUCH LINKED WEBSITES. We strongly recommend that you carefully read and understand any linked website's privacy policies before you submit any information, since they may have different policies as the ones described in this Agreement.

Changes to this Privacy Policy

OIB in its sole discretion may change without prior notice, the content of this Agreement. We strongly recommend our users to periodically review this Agreement in order to acknowledge any new privacy policies, practices or changes to our privacy agreement.

OIB would like to hear your comments and concerns. If you have any question, remark or complaint about this Agreement please feel free to contact us either through our "Contact Us" icon or call (305) 866-1624.

TERMS AND CONDITIONS

The following terms and conditions govern the use of the website www.tusegurointernacional.com. By using this website you acknowledge that you have reviewed and accepted this Terms and Conditions as well as the privacy policies contained herein.

The information contain in this website does not constitute an offer to sell, neither it represents a promotion of any of the products and services presented. Our goal is to assist the user with its insurance needs in order for an insurance agent to work with the customer on any transaction related with the issuance of insurance policies.

This Agreement ("Agreement") is between Online Insurance Brokers, Inc, ("OIB") and its subsidiaries and affiliates (collectively, "OIB," "we" or "ours") and you and your agents ("you" or "yours") for the use of this web site (the "Web Site").

Ownership. All of the information and content of this website is OIB's property. This includes but does not limits, all text, graphics, software applications, video and audio and is protected by copyright under both United States and foreign laws, unless otherwise indicated.

The user of this website is allowed to make and use printouts of the content for non-commercial use only and only if those printouts retain all copyright, trademark and proprietary notices. The use of content in any other way is strictly prohibited unless OIB grants written authorization.

Trademarks. All trademarks, brands, service marks, trade names, commercial names, logos and/or image design (collectively the "Trademarks") contained in this website are and will be the sole property of OIB's, or if the case may be, OIB has the required licenses or authorizations to use them.

Security. In order to protect the user of this website, OIB requires the use of encryption technologies and/or UserIDs and Passwords. The user is responsible from not disclosing their UsersIDs and Passwords to third parties.

OIB will take every reasonable measure to protect the user's confidential information. However, OIB do not guarantee or warrant that information transmitted through the Internet is secure, or that such transmissions will be free from delay, interruption, interception or error OIB will not be hold liable for any loss or damage to the user who had disobeyed any of the confidentiality rules presented in this agreement.

OIB can suspend or end any UserIDs, in its own discretion, when OIB believes that a violation had occurred to this Agreement. The user acknowledges and aggress that any termination on the use of this website will not result in any kind of liability for OIB.

DISCLAIMER OF WARRANTIES. WE WILL MAKE EVERY REASONABLE EFFORT TO ASSURE THAT THE CONTENT OF THIS WEBSITE IS SECURE, COMPLETE, UNINTERRUPTED, PRECISE, TIMELY, UP TO DATE, VIRUS FREE AND ERROR FREE. NONETHELESS, THE USE OF THIS WEBSITE OR ANY OTHER WEBSITE LINKED TO THIS WEBSITE IS SOLELY AT YOUR OWN RISK. THE WEBSITE IS PROVIDED ON AN 'AS IS" AND "AS AVAILABLE" BASIS. OIB EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND WITH RESPECT TO THIS WEBSITE, WHETHER EXPRESS OR IMPLIED, REGARDING THE CONTENT OR THE FUNCTIONS OF THIS WEBSITE, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. OIB MAKES NO WARRANTY THAT THE WEB SITE AND/OR ANY CONTENT THEREIN WILL MEET YOUR REQUIREMENTS. YOU UNDERSTAND AND ACKNOWLEDGE THAT YOUR SOLE AND EXCLUSIVE REMEDY WITH RESPECT TO ANY DEFECT IN OR DISSATISFACTION WITH THE WEB SITE AND/OR CONTENT IS TO CEASE USING THE WEB SITE AND/OR CONTENT.

The user of this website will assume all necessary costs regarding service, repairs or corrections of their property that have resulted from the use of this website.

The user of this website aggress to defend, indemnify and hold no responsibility against the OIB, its affiliates, directors, officers, employees and agents, from any action in law or equity.

LINKS TO OTHER WEBSITE. This website may contain links to other websites or we can allow third parties to link to this website. Links to and from a third party site, do not imply any kind of association, partnership, endorsement or affiliation with respect to the provider of such linked website. OIB is not responsible, AND MAKES NO REPRESENTATIONS OR WARRANTIES WITH RESPECT OF SUCH WEBSITES AND ITS USE WILL BE AT THE SOLE RISK OF THE USER. Any third party link is subject to the terms and conditions applicable to that web site, including the privacy policies. We may cancel any link at any time or will remove it upon request of the owner of the linked site.

CHILDREN. This web site is not intended for the use of children. When known, OIB will not solicit or accept information from children.

LIMITATION OF LIABILITY. BY USING THIS WEB SITE YOUR EXPRESSLY AGREE THAT YOU WILL NOT HOLD OIB LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA LOSS, OR OTHER LOSSES (EVEN IF OIB HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) RESULTING FROM THE USE OF THIS WEBSITE OR ANY OTHER LINKED TO IT, WHETHER THOSE DAMAGES ARE FINANCIAL IN NATURE OR RESULT FROM LOSS, INCOMPLETE OR INTERRUPTED DATA OR TRANSACTIONS.

The user specifically agrees that OIB will not be hold liable for damages, including but not limiting, damages or injury caused by any performance, error, omission, interruption, delay in operation or transmission, computer virus, theft or destruction or unauthorized access to, whether resulting, in whole or part, form breach of contract, tortious behavior, negligence or otherwise. In no case, OIB's liability, if any, in any course of action, can exceed the minimum amount legally required.

AVAILABILITY. OIB does not warrants that all the services described in this website are available in all geographic areas. You might not be eligible or qualify for all the products and services.

CHANGES TO THIS TERMS AND CONDITIONS. OIB reserves the right to change, modify, include or update the content of this website as well as this Terms and Conditions, at any time without prior notice. YOU SHOULD PERIODICALLY REVIEW THESE TERMS AND CONDITIONS IN ORDER TO BE AWARE OF THOSE CHANGES. Your continuing use of this website constitutes an acceptance of any change or update, all of which shall become controlling when posted.

ADDITIONAL INFORMATION. All information given through this website, other than personal information which is subject to the privacy policy, is the property of OIB. OIB shall be free to use any idea, know-how techniques or other to improve its service.

JURISDICTION AND APPLICABLE LAW. These Terms and Conditions shall be governed and construed in accordance to the laws of the United States and the State of Florida, without giving effect to conflict of law principles thereof.

If you decide to take legal action relating to these Terms and Conditions, you agree to file such action only in the Courts of Miami, Dade County, Florida, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action.

TERMINATION. OIB may terminate this Agreement immediately without notice if, in OIB sole discretion, you fail to comply with any term or condition of this Agreement.

INVALIDITY. If at any time any provision of this Agreement is or becomes illegal, invalid or unenforceable in any respect under the law of any jurisdiction, that shall not affect or impair: (a) the legality, validity or enforceability in that jurisdiction of any other provision of this Agreement; or (b) the legality, validity or enforceability under the law of any other jurisdiction of that or any other provision of this Agreement.