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A temporary or fixed-term life insurance policy offers benefits during a specific
period and can be useful for paying immediate necessities such as debts, mortgages,
college fees, etc.
With this product we set out to provide a temporary life insurance policy offering the
widest life insurance coverage at the least possible cost in the market, ensuring the
future well-being of each one of its members.
Traditional Life Insurance Policy
Our Traditional Life Insurance Policy covers periods of 10, 15, 20 or 30 years, is renewable
and can be converted into a Universal Life Insurance Policy. Its benefits include:
- Guaranteed premium
for life insurance policy’s life-span.
- The death benefit
remains the same throughout the life-span of the life insurance policy, unless you
opt for a diminishing term life insurance policy or a lower nominal value at the time
of renewal.
Life Insurance Guarantees
The guarantees offered by the life insurance company include:
- Guaranteed renewal until the age of 95.
- Guaranteed conversion until the age of 65, without the need for a medical check-up nor insurance tests.
- No medical check-up or insurance viability tests are required.
- The policy’s nominal value does not decrease during the insurance cover period.
- Renewed policies are for the maximum cover allowed for your age at the time of renewal.
- It’s possible to convert the policy into a universal one.
- You can arrange for extra benefits if death is accidental.
- You can apply for 100 percent of the life insurance policy’s nominal value if you acquire a terminal illness
and it’s diagnosed within 12 months by a US-licensed doctor. Up to US$250,000.
Ask your advisor for more information.
- Additionally,
you receive the benefits of Lifeline.
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